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Getting a bail bond with no money seems impossible. But it turns out that some bail bond agencies provide it as an option – and that’s good news if you don’t have cash in your bank account but want to get out of jail. 

This post explores what to do if you don’t have any money for a bail bond. We run through your options, showing you how straightforward it is to secure your release, even if you don’t have any cash. 

No Money for Bail: What to Do?

In California, bail bond agents charge a 10% non-refundable fee to post bail on your behalf. For example, if judges set the bail at $75,000, the bail agency will ask you for $7,500.

Sometimes, you can pay less if you are a union member, military personnel, or a member of another privileged group. However, this payment can still be higher than your available money. 

Fortunately, you can sidestep paying the entire fee upfront by entering into a credit agreement. Here, a lender pays the bail agency, and then you repay the borrowed money in monthly installments. 

If you have good credit, some lenders will let you take out an agreement with zero money down. With no down payment, you can postpone the cost of getting out of jail until later.

Some lenders will ask for surety when you take out a credit agreement. However, most won’t, meaning you don’t have to risk your car or valuables.

Furthermore, you can get the money in minutes. Processing times are short. 

Bail Bonds: Can't Afford? Here's How.

Here’s a step-by-step guide on how to get a bail bond with no money:

  1. Wait for your bail decision from the judge. You should receive confirmation you can post bail within 48 hours of your arrest. 
  2. Call your bail bond agent and tell them your situation. Quality outfits should have relationships with creditors. 
  3. Provide your details. Give the bail agent your financial information, including your income, job role, and any assets you have. 
  4. Wait for approval. The bail agent will then apply to the lender on your behalf. If you have a good credit rating, they may offer you a loan with zero or low money down. 

Bailing Someone Out: No Bond, No Problem

What to do if you don't have the money to bail someone out of jail without bond?

If you want to bail someone out but don’t have the money, that’s not a problem either. Here’s what to do: 

  1. Call the bail agency. Tell them that you want to cosign on a bail bond loan. 
  2. Provide your financial details. Relay your information, such as your name, address, income, and job role. 
  3. Wait for approval. Lenders will let you take out a credit agreement to pay the bail bond fee on the defendant’s behalf. 

Talk to our team to learn more about getting a bail bond with no money. We can connect you with creditors who can provide the financing you require.